Minimum Repayment (February 2020) – 109 years and 2 months
The month of February 2020 saw a lift in credit card debt over the prior month.
Closed the period at $16,699.98.
Minimum repayment for the month was $334.00

If I make the minimum repayment of $334 per month it will take me:
- 109 years and 2 months to pay off the balance
- $95,160.18 in interest charges over the 109 years

Hey but my bank has a smart suggestion for me to reduce interest charges:
- Pay $853.96 per month and I will pay it off over 2 years and save $91,365.21 in interest charges
So I paid that full balance off and avoided all the future interest charges.