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  • The Levels Of Moving Toward Being Debt Free
    Debt Consolidation | Debt Reduction

    The Levels Of Moving Toward Being Debt Free

    ByMichael September 21, 2021September 21, 2021

    So you have decided to go for credit card debt elimination and are wondering on what the methods for credit card debt elimination are. As they say, let’s take the bull by its horns and lay it all flat on the ground. There are generally 2 recommendations that are most common for credit card debt…

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  • The Basics of Credit Card Debt Consolidation
    Debt Consolidation

    The Basics of Credit Card Debt Consolidation

    ByMichael September 21, 2021September 21, 2021

    Credit card debt consolidation is a term that gets thrown around on television quite a lot. You see so much advertising for this service that you have to know that someone is making a lot of money off of people like you and me that have serious credit card debt problems. But once you understand…

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  • Minimum Repayment (June 2020) – 110 years and 2 months
    Credit Card Statements

    Minimum Repayment (June 2020) – 110 years and 2 months

    ByMichael September 21, 2021September 21, 2021

    The month of June 2020 was was a time to get out there and spend and blow out the debt, makes May look like a tame month on bashing the plastic. Closed the period at $17,283.20. Minimum repayment for the month was $346.00 If I make the minimum repayment of $346 per month it will…

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  • Minimum Repayment (May 2020) – 95 years and 3 months
    Credit Card Statements

    Minimum Repayment (May 2020) – 95 years and 3 months

    ByMichael September 21, 2021September 21, 2021

    The month of May 2020 was was a time to get out there and spend and blow out the debt. Closed the period at $10,237.23. Minimum repayment for the month was $205.00 If I make the minimum repayment of $205 per month it will take me: 95 years and 3 months to pay off the…

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  • Teaching the Kids About Credit
    Newbies

    Teaching the Kids About Credit

    ByMichael September 9, 2021September 9, 2021

    One of the ways some of us get into credit card debt trouble comes out of nothing more than lack of awareness of how credit cards can sneak up on us. The first time you maxed out a card and faced the overwhelming task of paying down a credit card and getting yourself back on…

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  • Taking on Credit Card Debt
    Budgeting | Counselling | Debt Reduction

    Taking on Credit Card Debt

    ByMichael September 9, 2021September 9, 2021

    Credit card debt is the kind of thing that can go from a convenience to a cruel taskmaster in a short time. Very often the reason you may have a credit card debt problem may not be anything bad about you. It only takes a few bad breaks to drive your debt level dangerously high….

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  • Minimum Repayment (April 2020) – 83 years and 2 months
    Credit Card Statements

    Minimum Repayment (April 2020) – 83 years and 2 months

    ByMichael September 4, 2021September 4, 2021

    The month of April 2020 was frugal when it came to bashing the credit card. Closed the period at $6,685.41. Minimum repayment for the month was $134.00 If I make the minimum repayment of $134 per month it will take me: 83 years and 2 months to pay off the balance $36,710.16 in interest charges…

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  • Minimum Repayment (March 2020) – 112 years and 5 months
    Credit Card Statements

    Minimum Repayment (March 2020) – 112 years and 5 months

    ByMichael September 4, 2021September 4, 2021

    The month of March 2020 saw another lift in credit card debt over the prior month. Closed the period at $18,692.49. Minimum repayment for the month was $374.00 If I make the minimum repayment of $374 per month it will take me: 112 years and 5 months to pay off the balance $106,790.43 in interest…

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  • Taking Credit Card Debt Down the Way You Ran it Up
    Budgeting | Debt Reduction

    Taking Credit Card Debt Down the Way You Ran it Up

    ByMichael September 4, 2021September 4, 2021

    Sometimes we don’t take the time to get a real world understanding of not only what credit card debt is but how we got into this mess and what its going to take to get out of it. The first steps of solving the problem are the most important because by identifying what the problem…

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  • Taking Action on Credit Card Debt Before it’s Too Late
    Budgeting | Debt Reduction

    Taking Action on Credit Card Debt Before it’s Too Late

    ByMichael September 4, 2021September 4, 2021

    There may be some comfort for you if you are facing the rising threat of credit card debt in your family finances. That comfort might come from the fact that this is a problem for thousands of families in the country. But this is faint hope because it is still a problem that needs to…

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